As a PLUS Plan member, you can use any Massachusetts hospital or doctor you choose. If you live in Maine, New Hampshire or Rhode Island, or certain parts of Connecticut, you can also use providers in the UniCare network in your state at the same benefit level (with a Tier 2 level copay) as with Massachusetts providers. When you use providers in the UniCare network, you won't be balance billed.
With the PLUS plan, you have nationwide coverage through Travel Access providers for urgent medical care while you travel, plus coverage for your student dependents who live out of state, when they need urgent care. By using Travel Access providers, you avoid balance billing.
Note: If you are a GIC Retired Municipal Teacher (RMT) or Elderly Governmental Retiree (EGR) who is not eligible for Medicare, you can only join our premier Basic indemnity plan.
As with all of our plan options, you don’t need to select a PCP (primary care provider) – but it’s a smart idea. Primary care is designed to keep you well, not just deliver care when you’re sick or hurt. Your PCP can also help to identify possible health issues early on, and can coordinate services if you need more extensive care. And because your PCP knows you and your health history, he or she can make decisions and offer guidance based on what’s best and works for you. Learn more.
View our 2015-2016 Plan Comparison Guide to learn more about the PLUS plan and how it compares to our other two non-Medicare plans: Basic and Community Choice.
Summary of Benefts and Coverage (SBC) – Check the SBC for the PLUS plan option to get an easy-to-understand breakdown of your coverage.
Get an overview of the UniCare State Indemnity Plan and our four health plan options.
Save with patient-centered primary care providers – You have the freedom to see any primary care provider (PCP) for care. You’ll pay a lower copay ($15) for visits to Massachusetts providers who participate in UniCare’s Patient-Centered Primary Care program than you will with other primary care providers.
Save with Tier 1 and Tier 2 specialists – PLUS members can see any primary care provider or specialist. You'll have lower office visit copays for specialty care when you see Tier 1 and Tier 2 specialists in Massachusetts. Get details on our physician tiering program for PLUS and our other non-Medicare plans.
Search the Physician Listing to locate a primary care provider or specialist in Massachusetts, or to find the tier designation of a Massachusetts specialist.
PLUS hospital listing – Check this listing to find the tier assignment of a Massachusetts acute care hospital. You pay lower copays when you use a Tier 1 or Tier 2 hospital.