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What to consider when choosing a health plan

  April 27, 2020  

There is a lot to think about when you choose a health plan. There are at least five questions you should ask to ensure that your plan fits your needs:

  • Do you qualify, and is the plan available where you live?
  • Is your doctor covered?
  • Is your child's pediatrician in the network?
  • Does the plan cover your specific medical conditions?
  • How much will you pay in monthly premiums and out-of-pocket costs?

UniCare offers three flexible plans for GIC members who are non-Medicare eligible:

  • Basic
  • PLUS
  • Community Choice

Each of these plans gives you the freedom to choose your doctor, without referrals for office visits with specialists. You and your dependents are also covered when you travel.

Compare UniCare's three non-Medicare plans

Here are three resources that make it easier for you to compare UniCare's three plan options. These tools will help you understand your available benefits so you can decide which plan works best for you and your family. Remember, for the Community Choice plan you'll want to carefully consider which hospital you prefer to use.

Enroll with UniCare before annual enrollment ends on June 1, 2020!

Eligible for Medicare? Check out our annual enrollment guide for UniCare's Medicare Extension plan

Our Member Services representatives are here to answer your questions, to help you make the right choice for you and your family. Call us Monday through Friday at 877-633-6396 (TTY: 711), or email us at

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